Are you getting your Home Wealth Report monthly emails from me?

Did you know I’ve paid to provide your home's wealth report emailed to you monthly?     Most people don’t or they go to websites with historically inaccurate guesstimates. The home wealth report is for home and property owners. It uses multiple industry leading data collectors to help track your home's equity growth or loss in real time, just like a stock portfolio. You can also login online and access the data and tools any time.   Not just that, you can see multiple options on how to utilize your equity to create more wealth.   Whether that’s pulling equity out for additions with cost estimates, selling, or even using equity to buy more rentals.   I particularly like that you can save all your home's important documents in one secured location, and get a list of referrals to get any work done!       If you’re not certain you’re getting the monthly Home wealth report update   Try searching your email Search your email for: info@fgphomewealthcenter.com   If there is no email from the above address You can follow these steps:   1. Go to https://auth.milestones.ai/fusionhomewealthcenter#/ 2. Enter your email address. 3. Click "Forgot Password". A password reset email should be sent within 30-45 seconds. If you have any further questions or issues If you want a more hands on look at your home please email me back here, or you can always call or text.   Check out More Home Buyer information Check out more Home Seller information

Mid-Summer - Real Estate Market Update 2024 - Greater Sacramento - California - National Trends

This is a comprehensive breakdown both in video form at the top and charts/ graphs below. In both I work to give a breakdown of the data and my opinion on some occasions. This is your Sacramento Real Estate market in May 2024 with a look at Placer, El Dorado, and California stats as well as a national perspective on prices and interest rates.     Quick Market Update: The market feels cooler than it did a month ago. The market isn’t scorching hot, but there are still groups of 10-20 home buyers at most open houses. I’m still showing various families multiple homes and I have multiple listings. Buyers are taking longer to make buying decisions and rightfully so since their payments are so substantial without a large down payment. Most sellers are selling because of big life changes or to use the equity to keep the payment on their next house low. Sac median price remained the same from March to April, though interest rates  Sellers:  Now is the time to get your home on the market if you’re thinking of selling in 2024. The Sacramento Market peaks out in May / June each year and then prices begin to drop until the bottom out in Jan / Feb of the following year.  Buyers:  There is a new down payment assistance program that gives $15,000 toward buyers down payment for first time home buyers* and the rate only increases by 1/8th of a percent, which is NOTHING compared to past programs. We are going to see the prices grow steadily in the coming month and peaking out around July. Interest rates appear to have hit a plateau hovering around 7% down from 7.5%, this year's high. Though not moving much from this range in the last few weeks. If they change significantly in either direction, this will skew the market. *First Time Home buyer for this program is someone who has not purchased a home in 3 years. They CAN own a home. They may have purchased homes in the past.  Interest Rates Interest rates provided here are only provided as a national average, and can vary from person to person, and lender to lender. I can help you find a lender with exceptional service who does not charge points or fees when you’re ready. A no fee, low interest rate lender, will keep your costs down, improve your experience, and help you to qualify for more houses with a smaller payment. They can beat other lenders because of how compensation for lenders is calculated. Smaller companies have less overhead, thus are able to outcompete larger companies.  By my calculation 7.42% - Historical Median Interest Rate from 1971 - 2023 In RED below, you will see rates are trending downward and are now on average below 7%, in our last report we were above 7% are trending upward.. This is great for buyers and sellers alike, BUT will increase competition on an already limited number of available homes if the trend continues. Detailed Sacramento Market as of the last published report: Sacramento County (including City of West Sacramento): Median Price Month / Month- 0% Change vs April which was up 2.8% (Slowing growth) Median Price Year / Year - Is up 5.05%, April was up 9.9%, (5% is healthy and sustainable) Housing Inventory - Inventory is keeping pace with demand, 0% change from last month.  Monthly Median Price Sold - as of the end of April 2024 is $550,000, 0% change from March.  Current Median Price Approx. - As of 5/12/24  $555,000, .9% Increase Mnth/Mnth My Take on the Sacramento Market: Median price appears to have plateaued for the year, lower than the all-time high price of $575,000 set in May of 2022. 2022 was also notably before interest rates continued to drastically increase. However, if rates continue to drop, there’s a chance the median price can continue to rise later into the season. Additionally, there are some new down payment assistance options available. For example the most publicized program, “Dream for All,” which is actually the dream for very very few program in practice, has the potential to increase prices in the short term once it’s released, it’s release date is a mystery, however, what we do know is that it’s participants will be picked by lottery only from applicants, its only available to first generation homeowners, it cover 20% down payment, and once the lottery is picked each buyer only has 90 days to find a property or they lose their eligibility. The last program which was far more inclusive caused a noticeable price surge, it's likely we’ll see a short spike from this program launch as well. The reason they cause a surge is because with limited funds, participants are incentivised to get an offer accepted right away before funds are depleted, the last program last 11 days before it ran out of funding, I was happy to have a client who benefitted from the program who otherwise would not have been able to afford a home.  California Market: Redfin data shows Year over year Growth of: California - 11.7% Sacramento County Only (not including City of West Sac) - 6.3% Placer County - 4.6% El Dorado County -  2.2% Note: County Data is vast with numerous rural areas. If you want specific data on your Zip Code please let me know and we can discuss your specific needs.  Nationwide: We are seeing growth across all regions year over year nationwide, albeit, slower than CA and slightly up at 5.7% from last month's 4.8%. This is still steady growth nationally and is evidence of a healthy market. I would expect to see growth peak in mid to late summer and begin a decrease through winter nationwide, which is cyclical and normal.    Sources: https://www.nar.realtor/blogs/economists-outlook/latest-existing-home-sales-data-graphs https://www.redfin.com/state/California/housing-market https://sacrealtor.org/housing-statistics/ https://fred.stlouisfed.org/series/MORTGAGE30US https://www.car.org/marketdata/data/ftbhai/ https://www.freddiemac.com/pmms https://trendgraphix.com/ Check out More Home Buyer informationCheck out more Home Seller information

May Real Estate Market Update - Greater Sacramento - California - National Trends

This is a comprehensive breakdown both in video form at the top and charts/ graphs below. In both I work to give a breakdown of the data and my opinion on some occasions. This is your Sacramento Real Estate market in May 2024 with a look at Placer, El Dorado, and California stats as well as a national perspective on prices and interest rates. Quick Market Update: The market feels cooler than it did a month ago. The market isn’t scorching hot, but there are still groups of 10-20 home buyers at most open houses. I’m still showing various families multiple homes and I have multiple listings. Buyers are taking longer to make buying decisions and rightfully so since their payments are so substantial without a large down payment. Most sellers are selling because of big life changes or to use the equity to keep the payment on their next house low. Sac median price remained the same from March to April, though interest rates  Sellers:  Now is the time to get your home on the market if you’re thinking of selling in 2024. The Sacramento Market peaks out in May / June each year and then prices begin to drop until the bottom out in Jan / Feb of the following year.  Buyers:  There is a new down payment assistance program that gives $15,000 toward buyers down payment for first time home buyers* and the rate only increases by 1/8th of a percent, which is NOTHING compared to past programs. We are going to see the prices grow steadily in the coming month and peaking out around July. Interest rates appear to have hit a plateau hovering around 7% down from 7.5%, this year's high. Though not moving much from this range in the last few weeks. If they change significantly in either direction, this will skew the market. *First Time Home buyer for this program is someone who has not purchased a home in 3 years. They CAN own a home. They may have purchased homes in the past.  Interest Rates Interest rates provided here are only provided as a national average, and can vary from person to person, and lender to lender. I can help you find a lender with exceptional service who does not charge points or fees when you’re ready. A no fee, low interest rate lender, will keep your costs down, improve your experience, and help you to qualify for more houses with a smaller payment. They can beat other lenders because of how compensation for lenders is calculated. Smaller companies have less overhead, thus are able to outcompete larger companies.  By my calculation 7.42% - Historical Median Interest Rate from 1971 - 2023 In RED below, you will see rates are trending downward and are now on average below 7%, in our last report we were above 7% are trending upward.. This is great for buyers and sellers alike, BUT will increase competition on an already limited number of available homes if the trend continues. Detailed Sacramento Market as of the last published report: Sacramento County (including City of West Sacramento): Median Price Month / Month- 0% Change vs April which was up 2.8% (Slowing growth) Median Price Year / Year - Is up 5.05%, April was up 9.9%, (5% is healthy and sustainable) Housing Inventory - Inventory is keeping pace with demand, 0% change from last month.  Monthly Median Price Sold - as of the end of April 2024 is $550,000, 0% change from March.  Current Median Price Approx. - As of 5/12/24  $555,000, .9% Increase Mnth/Mnth My Take on the Sacramento Market: Median price appears to have plateaued for the year, lower than the all-time high price of $575,000 set in May of 2022. 2022 was also notably before interest rates continued to drastically increase. However, if rates continue to drop, there’s a chance the median price can continue to rise later into the season. Additionally, there are some new down payment assistance options available. For example the most publicized program, “Dream for All,” which is actually the dream for very very few program in practice, has the potential to increase prices in the short term once it’s released, it’s release date is a mystery, however, what we do know is that it’s participants will be picked by lottery only from applicants, its only available to first generation homeowners, it cover 20% down payment, and once the lottery is picked each buyer only has 90 days to find a property or they lose their eligibility. The last program which was far more inclusive caused a noticeable price surge, it's likely we’ll see a short spike from this program launch as well. The reason they cause a surge is because with limited funds, participants are incentivised to get an offer accepted right away before funds are depleted, the last program last 11 days before it ran out of funding, I was happy to have a client who benefitted from the program who otherwise would not have been able to afford a home.  California Market: Redfin data shows Year over year Growth of: California - 11.7% Sacramento County Only (not including City of West Sac) - 6.3% Placer County - 4.6% El Dorado County -  2.2% Note: County Data is vast with numerous rural areas. If you want specific data on your Zip Code please let me know and we can discuss your specific needs.  Nationwide: We are seeing growth across all regions year over year nationwide, albeit, slower than CA and slightly up at 5.7% from last month's 4.8%. This is still steady growth nationally and is evidence of a healthy market. I would expect to see growth peak in mid to late summer and begin a decrease through winter nationwide, which is cyclical and normal.    Sources: https://www.nar.realtor/blogs/economists-outlook/latest-existing-home-sales-data-graphs https://www.redfin.com/state/California/housing-market https://sacrealtor.org/housing-statistics/ https://fred.stlouisfed.org/series/MORTGAGE30US https://www.car.org/marketdata/data/ftbhai/ https://www.freddiemac.com/pmms https://trendgraphix.com/     Half of the spots are gone and help me to celebrate you and your success by packing the theater! Join us for a fun family movie event at Cinemark Century Arden 14! We're screening the highly anticipated sequel to the beloved animated film, Inside Out. This in-person event is perfect for families looking to enjoy a movie together. Reserve your spot now!   https://www.eventbrite.com/e/inside-out-2-family-movie-sign-up-tickets-893264757937?aff=EmailComingSoon  

Coming Soon - Houses - Whiskey tasting - Inside Out 2 Free Movie Night

Coming Soon - Real Estate Check out these videos below. Since this home is not yet on the MLS I can’t give an address but if you know anyone looking in this area for a home with a full bath and bedroom downstairs as well as a pool in Sacramento but that is still in the Elk Grove School District please connect us and I’ll be sure to get them first access to this home.  This home has a full story I can’t wait to share, but in short it was a well kept home, but had decades of clutter that needed to be moved and some deferred maintenance that would make potential buyers not see the real value of the home. I coordinated  dry rot repairs, Interior and exterior cosmetic repairs and paint, movers, boxes, and managing realistic expectations. It definitely is taking  some extra work, but we did this at the lowest cost to the client so we can  net them the highest sales price in the area. Everything was done within her budget and we expect this property to hit the market next week. Check out the video below on where we started. It’ll be awesome when you get to see the final product.  Coming Soon Events Listings aren't the only thing coming soon. Save the date for the following events. Open to anyone, but an RSVP is required. Whiskey Tasting - Saturday May 11th 5:30pm - 7:30pm The Locked Barrell - 921 11th St, Sacramento, CA 95814 This is open to you and a plus one, first round is on me. Whiskey tasting is a casual way to keep in touch whether you drink or not, this restaurant has some amazing food, and plenty of alternatives to Whiskey. As you may know from some of my videos, I love to create memorable experiences and find ways to insert joy into people's lives. Free drinks are always fun, and getting to hang out with friends and family is one of the greatest joys there is. So I’m starting this series of Whiskey tasting to see how it goes and i’m inviting you, my inner circle of past clients, referral partners, and your friends, so we can catch up and have a nice night out.    Inside Out 2 - Family Movie Day Come join us for my first ever family fun movie date at Cinemark Century Arden 14 and XD! We're screening the highly anticipated sequel to the beloved animated film, Inside Out. Get ready to embark on another emotional journey with Joy, Sadness, Anger, Fear, and Disgust. This in-person event is perfect for families looking to enjoy a movie together. RSCP is required, we only have 100 seats total so please click the picture above or follow the link below to reserve your spot now!  What better way to spend the Saturday before Fathers day than to do a fun free event the whole family will enjoy. Whether you want everyone to have a wonderful free family day out together, or maybe you can let Dad get a quick round of golf in while the kids are occupied, this is a heartfelt movie that is sure to resonate with adults as well as the kiddos.   RSVP at: https://www.eventbrite.com/e/inside-out-2-family-movie-sign-up-tickets-893264757937?aff=EmailComingSoon